Positive Pay

Check and ACH Protection

In today's digital landscape, businesses everywhere face an increased risk of fraud.

Positive Pay is a cutting-edge fraud prevention service seamlessly integrated with Bank Midwest's Online Business Banking platform. With Positive Pay, swiftly detect and stop fraudulent activity before it ever impacts your account.

Protect against fraudulent checks and ACH debit transactions.

Review exceptions online (or use the mobile app).

Enjoy peace of mind knowing you're reducing your risk of fraud.

how does Positive Pay work?

Positive Pay helps detect unauthorized incoming ACH debit transactions or fraudulent checks before funds are withdrawn using criteria determined by your business.

ACH Positive Pay

Set Up 'Allowed' Parameters

Add companies to an approved list to allow future transactions or block unauthorized companies.
Set transaction parameters such as amount limits, frequency, and start and end dates.

Asset 20@4x

Check Positive Pay

Provide Issued Check Details

Upload check register files from your accounting software.
Or, manually enter check details written on the account.

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ALERTS ISSUED

Action required

If discrepancies are found between the transaction details provided by your business and those potentially posting to your account, a notification will alert you to take action.

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